Financial adviser · Lausanne and the canton of Vaud
Many people in Switzerland pay for their insurance without really knowing what for.
I help you see clearly — insurance, retirement, wealth. Lausanne and the canton of Vaud.
7 questions · personal reply within 24 business hours · no commitment
In collaboration with Callenium GmbH, a non-tied insurance intermediary.
Three dates before the end of the year
- Send your letter by then
By registered post or A-Plus mail, so you keep proof. That is the FOPH’s advice. The 15th falls on a Sunday.
- Your insurer must have received it
To switch health insurer or lower your deductible, what counts is the date of receipt, not the postmark.
- Deductible and pillar 3a
Last day to notify your current insurer in writing of a higher deductible. And your pillar 3a payment must be credited by that day at the latest to count for 2026.
Check your situation in 2 minutes
Sources: FOPH, factsheet “Changing health insurer”, 29.09.2026 (in French); FSIO, “Your third-pillar contribution”, accessed 22.10.2026 (in French). General information, not personalised advice.
What is your situation?
All life events
I’m moving to Switzerland
The financial steps of your first 3 months.
My first job
Insurance, taxes and pillar 3a from day one.
I’m going self-employed
The essential insurance for the self-employed.
I’m buying a home
Own funds, mortgage and pension savings.
Family
Marriage, birth, separation: what changes.
I’m preparing for retirement
Take stock from age 45.
Wealth advice
All topicsStock market investments, gold, diamonds, pensions: I advise you in writing, risks and fees included. You decide.
Stock market investments
Shares, bonds, funds and ETFs: building a portfolio that fits you.
Pensions and pillar 3a
Pillar 3a is part of your wealth: limits, bank or insurance, deadlines.
Gold
Bars, coins or investment gold: the form, the storage and the share that suit you.
Diamonds
Certified stones: what a diamond can bring to your wealth, and its limits.
How it works
- A 2-minute check.7 questions to understand your situation.
- A 45-minute meeting,in person or by video call.
- Written recommendations,you decide.
A specific question? Write to me.
Book a meeting