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About

Why Monsieur Hard? Because money deserves rigour.

Financial adviser in Lausanne. Insurance, retirement and wealth, for individuals, families and the self-employed in the canton of Vaud.

Covered stairs in Lausanne’s old town in the morning.

My background

My background is international. I speak French, English and Dutch. Living between several countries taught me to compare, to ask questions and to take nothing for granted. I settled in Lausanne. I chose independent advice so that I work for my clients, not for a company.

Suitcase and keys on the parquet floor of an empty flat, Lausanne rooftops through the window.

My method

  1. I listen first. Your situation, your priorities, your constraints.
  2. Then I compare. Several health insurers and other insurers, with no tie to any particular company.
  3. I make recommendations in writing. Clear recommendations, to reread with a clear head.
  4. You remain free. You decide, without pressure.

What I don’t do

  • No promise of returns.
  • No high-pressure sales.
  • No contract bigger than your budget.

Framework

Financial adviser in collaboration with Callenium GmbH, a non-tied insurance intermediary.Investment advice: [TO BE COMPLETED — investment adviser status]. I do not manage any portfolio under mandate in my own name.

Information about the insurance intermediary

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